In Tennessee, all drivers must stay at the scene of a crash that causes injury, death or property damage. If you experience a hit-and-run accident, it might leave you feeling shocked and unsure of what to do.
When the other driver flees, it becomes even more important to take the right steps to protect personal safety and support a future claim.
Stay safe and report the accident
The first step after a car accident is to make sure everyone is safe. Move the vehicle out of traffic if possible and call 911. Reporting the crash to law enforcement is mandatory under Tennessee law, especially if there are injuries or major damage. Provide the police with all available information, including details about the vehicle, such as its make, model, color and license plate number.
Gather information at the scene
While waiting for the police, gather as much evidence as possible. Take photos of the damage, debris, skid marks and the overall scene. Write down the time and make note of the road conditions. If anyone nearby witnessed the crash, ask for their name and contact information. Witness statements can play a key role in tracking down the other driver.
Seek medical attention promptly
Even if injuries do not seem serious at first, it is important to seek medical care as soon as possible. Some injuries may take time to appear, and medical records help show the connection between the crash and the injuries.
Contact the insurance company
Let the insurance provider know about the hit-and-run accident right away. It is important to always notify your insurer of an accident, even when you are not at fault. Tennessee follows a fault-based insurance system, but uninsured motorist coverage may help cover medical expenses and vehicle repairs when police cannot find the other driver.
Law enforcement will open an investigation into the hit-and-run. Share all evidence and witness information to support their efforts. Keep a copy of the police report and all communication related to the case. Taking the right steps after a hit-and-run helps protect your physical health, financial recovery and your chances of holding the responsible driver accountable.